FEATURES & BENEFITS

3-Minute Application, Pre-Approved in Seconds!

EASY TO APPLY

With our automated small business loan process, businesses can know if their credit qualifies for an IOU Financial small business loan within minutes.

AFFORDABLE RATES

IOU Financial offers small business loan rates without the bureaucracy encountered with a bank and at a fraction of the cost of a merchant cash advance.

FIXED LOAN PAYMENTS

Fixed automated daily or weekly payments means businesses don’t have to worry about managing cash flows to make next month’s payment.

NO UPFRONT COSTS

There are no upfront costs to apply for IOU Financial small business loans.

LOAN RENEWALS

IOU Financial clients are eligible to apply for loan renewal once 40% of the loan principle has repaid. Benefits of a Renewal can be a higher loan amount or lower rate with good repayment history.

SAVE ON EARLY REPAYMENT

We are a simple interest lender – so you only pay interest on the unpaid principal balance every day.

How It Works...

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A TRUSTED LENDER

We are A+ rated by the Better Business Bureau and featured in USA Today, INC. Magazine and The Wall Street Journal.

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WE PRE-APPROVE 85% OF ALL APPLICATIONS

We provide small business loans that are truly built for the operations of a small retail/merchant driven business.

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BUILT BY SMALL BUSINESS FOR SMALL BUSINESS

We started this business in 2008 as a result of the credit crunch banks were putting on small business. Now, our proven product and focus on customer service fuels the growth of small business.

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FUNDING AT THE SPEED OF OPPORTUNITY

We analyze your business and give you a pre-approval in seconds. Applications get funded in as quickly as 24 hours.

Simply Funding has provided millions of dollars to businesses all over the United States.

When you need cash for expansion, growth, repairs, or inventory, Simply Funding is your source.

Our customers share their thoughts...

Advance Programs

The entire process takes just a few business days. First, we will review your business and its history to determine if we would like to buy your future receivables. You will need to submit a few documents, such as bank statements, so we can make our decision. Once a transaction is approved, Simply Funding delivers the payment to your business by wire transfer.

Funding Amount
Approval Time
Requirements
Business Types
Funding Amount

Simply will purchase between $10,000 and $500,000 of future business receivables.

Approval Time

Same day approval–within 24 hours at the latest. Simply complete our short one page application.

Requirements

You simply need to be in business for at least 3 months and average $10,000 each month in gross sales.

Business Types

We purchase receivables from almost every business type. Check with our team for a list of accepted business types.

Loan Calculator

Ready to take your business further?

APPLY TODAY AND DISCOVER WHAT YOUR BUSINESS CAN BECOME

Contact Us Now!

You can send us a message anytime. Just click the button below.

123-456-789

info@etechcapital.com

Monday – Saturday

9:00 am to 8:00 pm


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